High risk of accidents: Commercial drivers are at a higher risk of accidents due to the nature of their job, which often involves driving long distances and navigating busy roads.
Expensive lawsuits: If a commercial driver is involved in an accident, the potential for costly lawsuits is high. Legal coverage can help cover the cost of defending against these lawsuits.
Regulatory compliance: Commercial drivers must comply with a wide range of regulations, including those related to safety, hours of service, and vehicle maintenance. Legal coverage can help ensure that drivers and their employers are in compliance with these regulations.
Loss of income: If a commercial driver is involved in an accident and unable to work, legal coverage can help provide financial support to help cover lost income.
High-value assets: Many commercial vehicles, such as tractor-trailers, are high-value assets. Legal coverage can help protect these assets in the event of an accident or other incident.